LOLC India Finance – Aapke Vikas Ka Engine

About Us

For a Thriving India

LOLC India plays a pivotal role in driving economic empowerment and sustainable development across communities. We provide innovative financial solutions designed to uplift individuals, businesses, and underserved regions, focusing on fostering inclusive growth.

Mission:
To provide client-centric financial services to individuals and enterprises with a view to create positive social and economic impact for low and middle-income communities.

Vision:
To positively impact 3 million MSMEs and households in India by 2031, through delivery of financial services, thereby creating value for all stakeholders.

OUR

Values

Embracing a spirit of enterprise and innovation, with a steadfast commitment to integrity, customer focus, and excellence.

Spirit of Enterprise

Building a culture where people
thrive with initiative,
and ambition to create value.

Innovation

To constantly explore new
relevant solutions that
meet evolving client needs.

Integrity

Adhering to the highest ethical
standards in doing business, fully compliant
in letter and spirit.

Customer Focus

Prioritising clients’ needs and

ensuring their satisfaction in

every interaction

Excellence

Striving to getting the task done
first time right, and rewarding
outstanding performance.

Spirit of Enterprise

Building a culture where people
thrive with initiative,
and ambition to create value.

Innovation

To constantly explore new
relevant solutions that
meet evolving client needs.

Integrity

Adhering to the highest ethical
standards in doing business, fully compliant
in letter and spirit.

Excellence

Striving to getting the task done
first time right, and rewarding
outstanding performance.

OUR

Approach

01 Digital Financial Integration

LOLC India is committed to addressing the diverse and evolving financial needs of every customer. Our strategy is anchored in digital financial integration. We empower individuals and enterprises helping them build sustainable livelihoods.

02 Mutual Financial Practice

We empower women through Joint Liability Groups of 3-7 members that promote mutual support and responsible financial practices. Our approach ensures efficiency, transparency, and seamless outreach to underserved communities.

03 Joint Liability Model

Through the Joint Liability Model, we help form groups, provide financial literacy, and use social bonds to strengthen credit discipline. This makes lending secure and impactful.

04 Collateral-free Loans

Our collateral-free loan enterprise loan supports Micro and small enterprises to expand their businesses and invest in upgrading their workforce and processes contributing to the growth of local economies.