LOLC India plays a pivotal role in driving economic empowerment and sustainable development across communities. We provide innovative financial solutions designed to uplift individuals, businesses, and underserved regions, focusing on fostering inclusive growth.
To provide client centric Financial Services to individuals and enterprises with a view to create positive social and economic impact for low and middle-income communities.
Our Vision
To positively impact 3 million MSMEs and households in India by 2031, through delivery of financial services, thereby creating value for all stakeholders.
Our Vision
To positively impact 3 million MSMEs and households in India by 2031, through delivery of financial services, thereby creating value for all stakeholders.
OUR
Values
Embracing a spirit of enterprise and innovation, with a commitment to integrity, customer focus, and excellence.
Spirit of Enterprise
Building a culture where people thrive with initiative, and ambition to create value.
Innovation
To constantly explore new relevant solutions that meet evolving client needs.
Integrity
Adhering to the highest ethical standards in doing business, fully compliant in letter and spirit.
Customer Foucs
Prioritising clients needs and ensuring their satisfaction in every interaction.
Excellence
Striving to getting the task done first time right, and rewarding outstanding performance.
OUR
Approach
01
Digital Financial Integration
LOLC India is committed to recognising and addressing the diverse and evolving financial needs of every customer. Our strategy is anchored in digital financial integration and a drive to create a lasting impact in the lives of the people who have the ambition but lack the resources to fulfil their aspirations . We empower individuals and enterprises, helping them build sustainable livelihoods , grow and expand their business and and a build brighter future.
02
Mutual Financial
Practice
We empower women through Joint Liability Groups of 3-7 members that promote mutual support and responsible financial practices. Our approach ensures efficiency, transparency, and seamless outreach to underserved communities.
03
Joint Liability
Model
Through the Joint Liability Model, we help form groups, provide financial literacy, and use social bonds to strengthen credit discipline. This makes lending secure and impactful.
04
Collateral-free
Loans
Our collateral-free loan enterprise loan supports Micro and small enterprises to expand their businesses and invest in upgrading their workforce and processes contributing to the growth of local economies.
Customer Foucs
Prioritising clients needs and ensuring their satisfaction in every interaction.
Integrity
Adhering to the highest ethical standards in doing business, fully compliant in letter and spirit.
Innovation
To constantly explore new relevant solutions that meet evolving client needs.
Spirit of Enterprise
Building a culture where people thrive with initiative, and ambition to create value.
Excellence
Striving to getting the task done first time right, and rewarding outstanding performance.